:root {
  --qcre-ink: #111210;
  --qcre-ink-soft: #2A2E2A;
  --qcre-gold: #9A8555;
  --qcre-gold-dark: #7E6E45;
  --qcre-gold-light: #C8B896;
  --qcre-cream: #FBF8F3;
  --qcre-stone: #E8E2D6;
  --qcre-stone-dark: #D6CEBC;
  --qcre-white: #FFFFFF;
  --qcre-line: #EDE7D9;
  --qcre-radius: 18px;
  --qcre-radius-sm: 12px;
  --qcre-shadow: 0 16px 48px rgba(17,18,16,0.08);
  --qcre-shadow-sm: 0 6px 24px rgba(17,18,16,0.06);
}

.qcre-calc-wrap {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  background: var(--qcre-white);
  border: 1px solid var(--qcre-line);
  border-radius: 24px;
  box-shadow: var(--qcre-shadow);
  overflow: hidden;
  max-width: 1120px;
  margin: 24px auto;
  color: var(--qcre-ink);
}

.qcre-calc-header {
  padding: 36px 40px 24px;
  background: linear-gradient(180deg, var(--qcre-cream) 0%, #FFF 100%);
  border-bottom: 1px solid var(--qcre-line);
}
.qcre-calc-eyebrow {
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--qcre-gold);
  font-weight: 600;
  margin-bottom: 10px;
}
.qcre-calc-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 3vw, 36px);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin: 0 0 8px;
  color: var(--qcre-ink);
}
.qcre-calc-subtitle {
  font-size: 15px;
  line-height: 1.6;
  color: #5C5F5C;
  margin: 0;
  max-width: 560px;
}

.qcre-calc-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 0;
}

.qcre-calc-panel { padding: 32px 36px; }
.qcre-calc-inputs { background: #FFF; border-right: 1px solid var(--qcre-line); }
.qcre-calc-results { background: var(--qcre-cream); position: relative; }

.qcre-field { margin-bottom: 22px; }
.qcre-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 8px;
}
.qcre-label-row label, .qcre-field > label {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  color: var(--qcre-ink-soft);
}
.qcre-hint { font-size: 12px; color: #8A8D8A; }

.qcre-input-wrap {
  position: relative;
  display: flex;
  align-items: center;
  background: #FFF;
  border: 1.5px solid var(--qcre-stone);
  border-radius: var(--qcre-radius-sm);
  transition: border-color .2s, box-shadow .2s;
}
.qcre-input-wrap:focus-within {
  border-color: var(--qcre-gold);
  box-shadow: 0 0 0 4px rgba(154,133,85,0.12);
}
.qcre-prefix, .qcre-suffix {
  padding: 0 12px;
  font-size: 14px;
  font-weight: 600;
  color: var(--qcre-gold-dark);
  pointer-events: none;
}
.qcre-input-wrap input {
  flex: 1;
  border: 0;
  outline: 0;
  padding: 14px 4px;
  font-size: 18px;
  font-weight: 600;
  color: var(--qcre-ink);
  background: transparent;
  width: 100%;
  font-family: 'Inter', sans-serif;
}

.qcre-input-row { display: grid; grid-template-columns: 1fr 100px; gap: 10px; }
.qcre-percent-wrap { justify-content: center; }
.qcre-percent-wrap input { text-align: center; }

.qcre-toggle { display: flex; background: var(--qcre-cream); border-radius: 999px; padding: 3px; border: 1px solid var(--qcre-line); }
.qcre-toggle button {
  border: 0; background: transparent; padding: 4px 12px; border-radius: 999px; font-size: 12px; font-weight: 600; cursor: pointer; color: #6B6E6B;
}
.qcre-toggle button.active { background: var(--qcre-ink); color: #FFF; }

.qcre-field input[type="range"] {
  width: 100%; margin-top: 12px; -webkit-appearance: none; appearance: none; height: 4px; background: var(--qcre-stone); border-radius: 999px; outline: none;
}
.qcre-field input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%; background: var(--qcre-gold); border: 3px solid #FFF; box-shadow: 0 2px 8px rgba(0,0,0,.15); cursor: pointer;
}
.qcre-small-meta { font-size: 12px; color: #6B6E6B; margin-top: 8px; }

.qcre-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }

.qcre-term-pills { display: flex; gap: 6px; margin-bottom: 10px; }
.qcre-term-pills button {
  flex: 1; padding: 9px 6px; border-radius: 999px; border: 1px solid var(--qcre-stone); background: #FFF; font-size: 13px; font-weight: 600; cursor: pointer; transition: all .2s;
}
.qcre-term-pills button.active { background: var(--qcre-ink); color: #FFF; border-color: var(--qcre-ink); }
.qcre-select {
  width: 100%; padding: 12px 14px; border-radius: var(--qcre-radius-sm); border: 1.5px solid var(--qcre-stone); background: #FFF; font-weight: 500; font-size: 14px;
}

.qcre-advanced { margin-top: 8px; border: 1px dashed var(--qcre-stone-dark); border-radius: var(--qcre-radius-sm); background: var(--qcre-cream); }
.qcre-advanced summary { list-style: none; padding: 14px 16px; font-size: 13px; font-weight: 600; cursor: pointer; display: flex; justify-content: space-between; align-items: center; }
.qcre-advanced summary::-webkit-details-marker { display: none; }
.qcre-advanced summary span { font-size: 11px; font-weight: 400; background: #FFF; border: 1px solid var(--qcre-line); padding: 2px 8px; border-radius: 999px; color: #8A8D8A; }
.qcre-advanced[open] summary { border-bottom: 1px solid var(--qcre-line); }
.qcre-advanced-grid { display: grid; gap: 14px; padding: 16px; }
.qcre-micro { font-size: 11px; color: #8A8D8A; margin-top: 6px; }

/* Results */
.qcre-result-hero {
  background: var(--qcre-ink);
  color: #FFF;
  border-radius: 16px;
  padding: 22px 22px 18px;
  margin-bottom: 20px;
  position: relative;
  overflow: hidden;
}
.qcre-result-hero::after {
  content: ""; position: absolute; right: -20px; top: -20px; width: 120px; height: 120px; background: radial-gradient(circle at center, rgba(154,133,85,0.35), transparent 70%); pointer-events: none;
}
.qcre-result-label { font-size: 11px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--qcre-gold-light); font-weight: 600; margin-bottom: 6px; }
.qcre-result-value { font-family: 'Playfair Display', serif; font-size: 40px; font-weight: 700; line-height: 1; letter-spacing: -0.02em; }
.qcre-result-value span { font-size: 16px; font-weight: 500; opacity: .7; margin-left: 2px; font-family: 'Inter', sans-serif; }
.qcre-result-sub { font-size: 12px; color: #B8BBB8; margin-top: 10px; line-height: 1.5; }

.qcre-breakdown { background: #FFF; border: 1px solid var(--qcre-line); border-radius: 14px; overflow: hidden; margin-bottom: 18px; }
.qcre-breakdown-row { display: flex; justify-content: space-between; padding: 12px 16px; font-size: 13.5px; border-bottom: 1px solid #F1EBDD; }
.qcre-breakdown-row:last-child { border-bottom: 0; }
.qcre-breakdown-row span { color: #6B6E6B; }
.qcre-breakdown-row strong { font-weight: 600; color: var(--qcre-ink); }
.qcre-breakdown-row.qcre-total { background: var(--qcre-cream); }
.qcre-breakdown-row.qcre-total strong { color: var(--qcre-gold-dark); }

.qcre-chart { margin-bottom: 20px; }
.qcre-chart-bar { display: flex; height: 10px; border-radius: 999px; overflow: hidden; background: var(--qcre-stone); }
.qcre-bar-seg { height: 100%; transition: width .6s ease; }
.qcre-bar-principal { background: var(--qcre-ink); }
.qcre-bar-interest { background: var(--qcre-gold); }
.qcre-bar-tax { background: var(--qcre-stone-dark); }
.qcre-chart-legend { display: flex; gap: 14px; margin-top: 10px; font-size: 11px; color: #6B6E6B; }
.qcre-chart-legend .dot { width: 8px; height: 8px; border-radius: 50%; display: inline-block; margin-right: 4px; vertical-align: middle; }
.qcre-chart-legend .dot.principal { background: var(--qcre-ink); }
.qcre-chart-legend .dot.interest { background: var(--qcre-gold); }
.qcre-chart-legend .dot.tax { background: var(--qcre-stone-dark); }

.qcre-cta-group { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 16px; }
.qcre-btn {
  display: inline-flex; justify-content: center; align-items: center; gap: 8px; padding: 13px 16px; border-radius: 999px; font-size: 14px; font-weight: 600; text-decoration: none; cursor: pointer; transition: transform .15s, background .2s, color .2s; text-align: center; line-height: 1;
}
.qcre-btn:active { transform: translateY(1px); }
.qcre-btn-primary { background: var(--qcre-gold); color: var(--qcre-ink); border: 1px solid var(--qcre-gold); }
.qcre-btn-primary:hover { background: var(--qcre-gold-dark); color: #FFF; }
.qcre-btn-secondary { background: var(--qcre-white); color: var(--qcre-ink); border: 1.5px solid var(--qcre-ink); }
.qcre-btn-secondary:hover { background: var(--qcre-ink); color: #FFF; }

.qcre-disclaimer { font-size: 11px; line-height: 1.5; color: #8A8D8A; background: #FFF; border: 1px solid var(--qcre-line); border-radius: 10px; padding: 12px; }
.qcre-brand-footer { margin-top: 14px; display: flex; gap: 8px; align-items: center; font-size: 11px; color: #8A8D8A; letter-spacing: 0.02em; flex-wrap: wrap; }
.qcre-dot { opacity: .4; }

/* Responsive */
@media (max-width: 900px) {
  .qcre-calc-grid { grid-template-columns: 1fr; }
  .qcre-calc-inputs { border-right: 0; border-bottom: 1px solid var(--qcre-line); }
  .qcre-calc-header { padding: 28px 22px 18px; }
  .qcre-calc-panel { padding: 22px 20px; }
  .qcre-row-2 { grid-template-columns: 1fr; }
  .qcre-cta-group { grid-template-columns: 1fr; }
  .qcre-result-value { font-size: 34px; }
}